"Hiwallet-Nigerian Online Loan" is a user-friendly app that allows Nigerians to obtain secured loans ranging from ₦2,000 to ₦500,000. With a quick online application process completed in just 3 minutes, users can access funds 24/7. The app services loans with terms between 61 to 180 days and competitive annual interest rates. To qualify, users must be Nigerian residents, over 18 years old, with a valid bank account. Experience financial convenience with Hiwallet.