Atome ID - Buy Now Pay Later

Enjoy interest-free, flexible installments for in-store and online shopping
"Atome ID - Buy Now Pay Later" is a mobile app that enables users in Southeast Asia to shop online or in-store using flexible, interest-free installment plans. With Atome VA PayLater, you can pay for online purchases over 12 months with a limit of Rp20,000,000, or split payments into 3 installments at partner merchants. Manage bills easily within the app and enjoy a hassle-free shopping experience.
By: Atome ID
Version: (Last updated: 2025-03-13)
Full description: See detailed description
Updated: a day ago

Ranking

User reviews

Pros
  • User-friendly interface
  • Variety of payment methods
  • Smooth app performance
  • Good promotional offers
Cons
  • Aggressive and unprofessional debt collectors
  • Poor customer service and support
  • Issues with account approvals and payment processing
  • Misleading information regarding fees and penalties
Most mentioned
  • Annoying calls from debt collectors before payment due date
  • Issues with customer service not responding or resolving problems
  • Unexpected fines for payments that were made on time
  • Application rejection despite good credit and timely payments
These summaries are automatically generated weekly using AI based on recent user reviews. User reviews may be inaccurate, spammy, or outdated.
User reviews
Shameful. I keep encountering issue to log in. It's so annoying that you have paid your installment and the call center has confirmed it is settled. But later they charged penalty due to underpayment of 1 idr and the agent keep calling each and every minute. So unprofessional. Never in million will ever use this.
by Handrian Sinaga, 2024-09-21

Never ever use this app!! Debt collectors are like preman pasar. They call every day even before the due date. Though we pay the fine fee for 2 days late. They call me maling. Never again use this app. Be alert to this app before installing it for sure.
by Diamond Mary, 2024-09-18
View all user reviews

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