SPOKO – smart money transfers

SPOKO - money transfer app with amazing currency rates
SPOKO – smart money transfers is an award-winning app that allows users to send money with zero fees to Ukraine and other countries. With excellent exchange rates and multiple sending options, it provides a secure, encrypted platform for transactions. Users can transfer funds conveniently from 25 European countries and the UK, with support for multiple currencies and payment methods. Enjoy legendary customer support and join over 700,000 satisfied customers.
By: Spoko.app
Downloads: 524,768
279
Version: 1.130.15 (Last updated: 2025-03-10)
Version code: 101300015
Creation date: 2019-04-05
Permissions:
  • android.permission.ACCESS_ADSERVICES_AD_ID
  • android.permission.ACCESS_ADSERVICES_ATTRIBUTION
  • android.permission.ACCESS_COARSE_LOCATION
  • android.permission.ACCESS_FINE_LOCATION
  • android.permission.ACCESS_NETWORK_STATE
  • android.permission.CAMERA
  • android.permission.FOREGROUND_SERVICE
  • android.permission.INTERNET
  • android.permission.NFC
  • android.permission.POST_NOTIFICATIONS
  • See more
Size: 58.68M
Full description: See detailed description
Updated: a day ago

Ranking

User reviews

Pros
  • Fast transfer service
  • Reliable for sending money to Nigeria
  • Good customer care for solving issues
  • High exchange rates compared to other apps
  • User-friendly interface
Cons
  • Account blocking issues and poor verification process
  • Inconsistent fees and misleading advertising regarding zero commission
  • Customer service is unresponsive or provides generic replies
  • Transactions can be pending for long periods
  • Technical glitches and errors during money transfers
Most mentioned
  • Account verification and blocking
  • Customer service issues
  • Hidden fees and misleading commission structure
  • Speed of transactions
  • Reliability of service
These summaries are automatically generated weekly using AI based on recent user reviews. User reviews may be inaccurate, spammy, or outdated.
User reviews
Please, be honest with your customers. You charge 3% for transfer from Poland to Ukraine (calculated for 1000 PLN transfer). It would be much better to just show it to customers and don't lie to them about zero comission fee and better exchange rate. I know that you have to earn as a company. That's not the problem. The problem is that you are not honest with your customers. It may be caled fraud, actually.
by Forgone, 2024-03-16

The most useless money sending app I have ever used they send mails everyday transfer Is free but when u want to send they charge u and customer relation is zero for the past 19hrs my transaction has been pending and on the app they wrote maximum 1h. For me you got no star and you guys just lost a customer. My transfer status remains the same (waiting) till this moment . Support team is useless with copy n paste responses. 👎👎👎👎👎 Funny enough the app stopped working since 578 to 1euro
by Deravicz co-ceo, 2022-12-07
View all user reviews

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