Four | Buy Now, Pay Later

Shop Now, Pay Later!

Four | Buy Now, Pay Later - Shop Smart

Four | Buy Now, Pay Later is an Android app that simplifies your shopping experience by allowing you to purchase items today and pay for them in four interest-free installments every two weeks. You can easily track your orders, manage payments, and stay updated on payment due dates, making shopping convenient and stress-free. Explore the latest retail partners all in one place and enjoy a more flexible way to shop!
Install from Google Play Store

App stats

Downloads: 523,080
6.50K
Version: 1.16.39 (Last updated: 2025-03-13)
Version code: 1911639
Creation date: 2021-01-22
Permissions:
  • android.permission.ACCESS_ADSERVICES_ATTRIBUTION
  • android.permission.ACCESS_COARSE_LOCATION
  • android.permission.ACCESS_FINE_LOCATION
  • android.permission.ACCESS_NETWORK_STATE
  • android.permission.CAMERA
  • android.permission.FOREGROUND_SERVICE
  • android.permission.INTERNET
  • android.permission.POST_NOTIFICATIONS
  • android.permission.READ_EXTERNAL_STORAGE
  • android.permission.USE_BIOMETRIC
  • See more
Size: 21.80M
Full description: See detailed description

Other platforms

Not available on Chrome
Not available on Firefox
Not available on Edge

User reviews

These summaries are automatically generated weekly using AI based on recent user reviews. Google Play Store does not verify user reviews, so some user reviews may be inaccurate, spammy, or outdated.
Pros
  • Easy to use and understand
  • Automated payments help with budget management
  • Offers a decent spending limit for first-time users
  • Wide variety of stores available
  • Good for budgeting Christmas shopping and similar purchases
Cons
  • Monthly subscription fee required for access to certain stores
  • Poor customer service response times
  • Frequent transaction declines despite having sufficient spending limits
  • Issues with late fees and refund processes
  • Limited access to available spending limits per transaction
Most mentioned
  • Monthly subscription fees
  • Poor customer service
  • Transaction declines
  • Late fees
  • Spending limit access issues
User reviews
So far, so good, very simple, easy to use, and understand. I took 1 star off because I don't like that you have to pay every month to have certain stores unlocked. It's not a total deal breaker, it's just kind of like a money grab. Because there are other pay in 4 apps that'll possibly give you a higher spending limit and you have access to all of the stores. But, Four overall, is good, and I would recommend.
by Brittani Laws, 2025-02-03

Four started off going well, but when I didn't pay the bill the day it was due, I received a late fee of $7. Per their policy, if you make the past due bill within 7 days, the late fee will be removed. This isn't true. I've tried emailing and reaching out, but no one responds, and theirs not a number to call. It's impossible to reach out to anyone if there's a problem. Very sad...
by Toni Smith, 2025-01-13
View all user reviews