"MULA" is an innovative Android app designed to help users build financial skills and manage their finances effectively. With features such as e-Wallet for salary and payments, bill payments, Wallet-to-Wallet transfers, top-ups, and Earned Wage Access (Salary Xpress), MULA simplifies daily financial tasks. The app also includes a learning portal, e-KYC for easy signup, transaction PIN management, and 24/7 chatbot support (M.I.R.A.) to assist users in their financial journey.