M1: Invest & Bank Smarter

Name: M1: Invest & Bank Smarter
Rating: 4.2645707 (26267 reviews)
Author: M1 Finance

Grow Money, Manage Wealth: Earn, Invest, Spend & Borrow in One Place

"M1: Invest & Bank Smarter" is an integrated financial platform that enables users to earn, invest, spend, and borrow all in one place. It offers high-yield cash accounts, custom investment portfolios, crypto trading, a cash-back rewards card, and a flexible line of credit, all designed for sophisticated yet simple wealth-building. Ideal for both novice and experienced investors, M1 also provides advanced automation, education, and bank-level security to ensure a seamless financial experience.

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By: M1 Finance

Downloads: 1,083,110

646

Rating: 4.26

(26,267)

22 new ratings

Version: 2025.2.4 (Last updated: 2025-03-27)

Version code: 3283

Creation date: 2016-09-02

Permissions:

android.permission.ACCESS_NETWORK_STATE
android.permission.ACCESS_WIFI_STATE
android.permission.CAMERA
android.permission.CHANGE_NETWORK_STATE
android.permission.FOREGROUND_SERVICE
android.permission.INTERNET
android.permission.POST_NOTIFICATIONS
android.permission.READ_EXTERNAL_STORAGE
android.permission.READ_MEDIA_IMAGES
android.permission.RECORD_AUDIO

Size: 92.70M

Email: he*****@m1.com

URLs: Website ,Privacy policy

Full description: See detailed description

Source: Google Play Store

Updated: 13 hours ago

Ranking

# 57,811 ▼ 23

User reviews

Pros

Intuitive pie investing system for easy portfolio customization
Excellent automation tools for passive investors
Fractional shares and low fees enhance investment accessibility
User-friendly interface for tracking and managing investments
Solid selection of pre-defined portfolios and backtesting features

Cons

Poor customer service and long response times
Introduction of a $3 monthly fee for accounts under $10k
Complicated user interface with unnecessary difficulties
Limited trading windows causing missed opportunities for buying/selling
Frequent bugs and app instability issues reported

Most mentioned

Customer service issues and account closure difficulties
Introduction of monthly fees
Frustrations with the app's user interface and navigation
Concerns about the functionality of trading windows and transfer delays
Positive feedback on the pie system and automation features

These summaries are automatically generated weekly using AI based on recent user reviews. User reviews may be inaccurate, spammy, or outdated.

User reviews

It's a really good app for the everyday investor that just wants to put the money in and leave it. The borrow and spend features also really round out the app as a one place for everything type deal. My few gripes (and the reason I only give it 4 stars) are about random things that should be there but aren't. Like the ability to see returns over time or money management in spend.

Nathan L. (Naat), 2025-01-21

The pie investing system is intuitive and makes portfolio customization easy and enjoyable. The automation tools are excellent for anyone looking to take a hands-off approach to investing. However, the $3/month fee (until you reach $10k in assets) is higher compared to traditional brokerage accounts that don't charge ongoing fees. That said, if you value the pie feature and automation, M1 is a solid choice.