U-Token

Name: U-Token
Rating: 1.75 (1498 reviews)
Author: Union Bank of India

U-TOKEN: An easy-to-use Two-Factor Authentication solution

U-Token: Easy Two-Factor Authentication App

U-Token is an easy-to-use Two-Factor Authentication solution for Union Bank of India Internet Banking. It generates OTPs for transaction authorization, ensuring secure access without delays from SMS. Registration is straightforward and enhances your Internet banking security. Download U-Token now for hassle-free transactions!

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App stats

By: Union Bank of India

Downloads: 859,209

4.67K

Rating: 1.75

(1,498)

7 new ratings

Version: 3.1 (Last updated: 2024-09-25)

Version code: 20

Creation date: 2020-12-23

Permissions:

android.permission.ACCESS_NETWORK_STATE
android.permission.INTERNET
android.permission.REORDER_TASKS
android.permission.USE_BIOMETRIC
android.permission.USE_FINGERPRINT

Size: 5.97M

Email: mb*****@gmail.com

URLs: Website ,Privacy policy

Full description: See detailed description

Source: Google Play Store

Ranking

# 65,890 ▲ 88

User reviews

These summaries are automatically generated weekly using AI based on recent user reviews. Google Play Store does not verify user reviews, so some user reviews may be inaccurate, spammy, or outdated.

Pros

Useful feature to save money in case of SIM swap fraud.
Generates continuous random numbers which is seen as beneficial during network issues.
Some users mentioned improved functionality over time.

Cons

App has frequent compatibility issues with various devices.
Customer service is unhelpful and often unable to resolve problems.
Users frequently experience account locking and invalid token errors.
Many complaints about app crashing and not recognizing user credentials like mPIN and fingerprint.
App shows error messages like 'no internet connection' despite having a stable connection.

Most mentioned

Account locked/unlock issues prevent access to banking services.
Incompatibility with many devices and issues during registration.
Frequent errors regarding invalid tokens or app crashing under various conditions.

User reviews

I received email from Union bank of india that OTP generated by Utoken is no more used for transactions. Now OTP will b sent through via SMS and Email.

Mohammed Nadeem, 2025-01-23

Very Third Grade app. Even after receiving link from net banking, the app asks for changing Mpin & doesn't open the next page Even after changing the Mpin. Very inexperienced app developer.