Current: The Future of Banking
Save, spend, and get paid faster²
Total ratings
4.59
(Rating count:
163,497)Review summary
These summaries are automatically generated weekly using AI based on recent user reviews.
Google Play Store does not verify user reviews, so some user reviews may be inaccurate,
spammy, or outdated. Pros
- User-friendly app interface
- Effective credit building features
- Early payday and paycheck advance options
- No hidden fees
- Responsive customer service
Cons
- Customer service can be inconsistent and unhelpful
- Issues with login and account access
- Limited support for credit reporting to all bureaus
- Complicated fee structures for certain features
- High fees associated with crypto transactions
Most mentioned
- Credit builder card benefits
- Customer service experience
- Login issues and app reliability
- Early access to funds
- High fees for certain services
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User reviews
Recent rating average:
3.30
All time rating average:
4.59
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| Date | Author | Rating | Comment |
|---|---|---|---|
| 2025-01-28 |  | | Great service. Have had zero problems with my pay since I changed my account to Current. The app is easy to use. My credit score has went up in just 2 months. Looking forward to seeing what. happens in 6 months or a year. Paycheck advance works beautifully thank you Current you've made online banking easy to use and trust. |
| 2025-01-12 |  | | Great. I screwed my credit up years ago, when I was deep in drug use. I couldn't get a bank account or anything so I went with this over chime, and Its amazing they help you build credit on the app. You can deposit money at stores using the barcodes, then when you buy something it essential uses. Your card as a credit card. But sets the funds to the side to pay the bill. It's really awesome |
| 2025-01-02 |  | | I so far really like the app. Everything has worked as expected. I would give the app five stars but I am very disappointed they don't report credit builder to all three credit agencies.Credit builder is the main reason I signed up,it actually kind of defeats the whole purpose. They also could have more fee free ATMs.I like the early paydays, paycheck advance, and overdraft protection. Update they have started reporting to Equifax as well as TransUnion. I have updated my rating to four stars. |
| 2024-12-30 |  | | So far Its not a bad bank, not the best I've had either. The app is straightforward, nothing too flashy, but support is hard to find. The savings pod system is not bad. It gives 4% apr and pays out daily, so for every 100$ I put in I got .01$ a day. That doesn't sound like much but its really not bad considering how compound interest works. I have noticed small inconsistencies with direct deposit time frames, but nothing that is too concerning. I will stick with this one for now. |
| 2024-12-25 |  | | I'm unable to log in to my checking account and access my money. When I try to log in the app and go through the phone number verification (which I've successfully done numerous times to log into my account previously), the screen switches to one that states 'Something went wrong. Please try again later.' Support has been zero help so far in helping me get back into my account. This issue has been going on six hours! |
| 2024-12-23 |  | | These guys really have made it easy for me to build my credit as I would if I had a big bank issued credit card, and for the prepaid debit card to have 24hr support with live agents is truly ahead of the game. Genius set up for real! These guys blow chime cash app PayPal outta the water in every catagory I think they know it too because PayPal and $ App won't let you connect a current account but current will allow both of them to be connected. |
| 2024-12-19 |  | | Stay away from this app it is loaded with viruses and I had to have assistance to get them off my phone. I was alerted by Microsoft that my device was infected while I was using the app. I'm not going to discuss this with the customer service AI will only delete messages or refute what happened. Update: yep they're already on the defensive. Warning ⚠️⚠️ |
| 2024-12-16 |  | | I've had the current app for over a year now... Nothing but problems had issues from day one about adding money to my account, credit scores are not even close to being accurate, crypto is priced 5% above market value and your funds never reflect the market price, have ADA cardano $2.35 worth, for six months?? Still exactly $2.35???? The app has your location 24/7 I get it, for payment's? Tried guys but the $100 dollar minimum to add money from my debit card DID IT! |
| 2024-12-14 |  | | Instructions are NOT clear to beginners on how this can affect your credit in negative ways. I had my score drop 34 points because of a balance increase that I thought was safely covered by the credit card that was supposed to limit itself to whatever my balance was, which was more than plenty to cover the costs I used it for. If my spending limit is my balance, what good is it when ANY spending drops my score? Nervous about using it at all until this matter is clarified. |
| 2024-12-08 |  | | I've been with Current for two years now, and I think it has been a good experience. Some quick pros and cons for those looking for an online bank: a PROS + Secure + Great overdraft protection + Payday advance (graduated) + App is easy to use + Responsive customer care + Credit-building options (that work) + Crypto available CONS - NO DESKTOP SITE (this drives me nuts) - Long check deposit holds - Very high fees on crypto - Limited transfer methods - Some companies don't recognize them |
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