PSB UnIC

Name: PSB UnIC
Rating: 4.642857 (16694 reviews)
Author: Punjab & Sind Bank

PSB UnIC Digital Banking Solution

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PSB UnIC Digital Banking Solution is Punjab & Sind Bank's innovative digital platform offering Internet Banking, Mobile Banking, UPI, and IMPS with a single login across all devices. This unified system provides a consistent user experience and simplifies managing finances.

With the PSB UnIC mobile app, users can transfer funds instantly using various modes including UPI, NEFT, RTGS, and IMPS, view account details, generate statements, manage debit cards, pay EMIs, and invest in term deposits or social security schemes like Atal Pension Yojana and Pradhan Mantri insurance plans. Additional features include cheque management, debit card control, and instant document generation. The platform continuously evolves to include more services, ensuring comprehensive digital banking at your fingertips.

By:: Punjab & Sind Bank
Downloads:: 1,692,254+ 7.83K
Rating:: 4.64
(16,694) 92 new ratings
Version:: 3.4.7 (Last updated: 2025-04-15)
Version code:: 113
Creation date:: 2023-10-18
Permissions:: android.permission.ACCESS_COARSE_LOCATION
android.permission.ACCESS_FINE_LOCATION
android.permission.ACCESS_NETWORK_STATE
android.permission.ACCESS_WIFI_STATE
android.permission.BLUETOOTH
android.permission.CAMERA
android.permission.CHANGE_WIFI_STATE
android.permission.FOREGROUND_SERVICE
android.permission.INTERNET
android.permission.MODIFY_AUDIO_SETTINGS
See more
Size:: 100.16M
Email:: om*****@psb.co.in
URLs:: Website ,Privacy policy
Full description:: See detailed description
Source:: Google Play Store
Updated:: a day ago

Ranking

# 44,319 ▲ 35

User reviews

PSB UnIC app receives mixed feedback; some users appreciate its features and improved navigation compared to previous versions, especially when using good internet connectivity. However, many users face persistent login problems, slow performance, and app freezes. Customer support often fails to resolve these issues. The app's interface can be cumbersome, and connectivity problems exist between WiFi and mobile data usage. Despite noted improvements, fundamental stability and responsiveness remain weak, significantly affecting user satisfaction.

Pros

Some users find the app useful with many features integrated in one place.
Improvements have been made over time, with a more modern interface and better navigation noted by some users.
The app works well with stable and fast internet connections for certain functionalities like UPI transactions.
Some users praise the quick response and appreciate the simplified, user-friendly interface compared to older versions or other PSU bank apps.

Cons

Frequent and prolonged login issues with the app often getting stuck on loading or buffering screens.
The app is generally slow, with delays in responding and processing requests, leading to poor user experience.
Customer support is unhelpful or unresponsive when users face problems with the app.
Several reports of app crashes, bugs, and glitches causing failures in basic operations like balance checking, OTP submissions, or login.
The app does not work properly over WiFi in some cases, requiring mobile data, which creates accessibility issues.
Complex and clunky interface requiring excessive clicks for simple tasks frustrates users, indicating poor usability design.

Recent reviews

worst app, got many times login problem, now not getting login for 2-3 months, visited branch but they found themselves helpless due to undeclared weak system, as suggested here, i wrote to "omni" but after 1-2 replies, they stopped answering!¡ Branch people started saying your mobile could have some error and this surprised me because i have apps for two other Banks viz Indian Bank and SBI which are working very well. I'm fed up what to do, I'm a senior citizens70 & an ex-employee of this Bank.

Upkar Singh, 2025-01-27

Approached The app after a long time. The app remains hanging. Unable to login. Very poor interface. Typical Sarkaari... चक्री घूमती रहती है, लॉगिन नहीं होता। Such type of technology pulling the economy in ditch.