ZestMoney - Shop on easy EMIs

Shop and pay in easy EMIs
ZestMoney - Shop on easy EMIs is a digital financing app that allows users in India to buy products from over 10,000 stores and repay in easy installments. With zero down payment, a fully digital process, and quick approval, it empowers customers to shop today and pay later. Its personal loan facility and partnerships with banks make it a comprehensive solution for affordable shopping and loans.
Version: (Last updated: 2025-02-26)
Full description: See detailed description
Updated: 14 hours ago

Ranking

User reviews

Pros
  • Flexible EMI options for shopping
  • Available credit for customers with good credit scores
  • Zero interest rates on shopping for certain purchases
  • Easy documentation process for loans
  • Helpful for financial difficulties
Cons
  • Horrible customer support and difficulty in getting responses
  • Technical issues with app functionality (e.g., 'no internet connection' error)
  • Inaccurate credit reporting and delayed updates to CIBIL score
  • Loan or payment repayments not reflected correctly in the app
  • Limited partnerships for shopping compared to previous offerings
Most mentioned
  • Poor customer service leading to unresolved issues
  • Errors in displaying EMI payments and loan status
  • Frustrations with app functionality such as login and payment options
  • Negative impact on credit scores despite timely payments
  • Lack of accountability and slow response times from the support team
These summaries are automatically generated weekly using AI based on recent user reviews. User reviews may be inaccurate, spammy, or outdated.
User reviews
I want to pay the balance, but it is showing no Internet connection since the last update, also whenever I choose to chat with the customer service they say thank you.. and close the chat... what the hell is going on with this app, I have been using it since 2021 or 22... i never had an issue since they payment changed to esi... now either I can payback nor I can contact... please help.
by Tephilla Daniel, 2025-02-01

Zestmoney doesn't give loan so quickly, my credit score is 740, still I don't see any offer from other lots. Thanks for showing inter this is what is written It's a useless app, it's been 6/7 days, still verification is pending.
by Niaz Laskar, 2025-01-27
View all user reviews

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