EarnIn: Why Wait for Payday?

Name: EarnIn: Why Wait for Payday?
Rating: 4.7287855 (260078 reviews)
Author: Activehours Inc.

Access your cash in advance, get paid early, overdraft help, track credit

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EarnIn: Access Cash Before Payday

EarnIn: Why Wait for Payday? is a financial app that allows you to access up to $150 of your earned wages daily, with no mandatory fees or credit checks. You can get paid early, avoid overdrafts with alerts, and track your credit score for free. With 24/7 support and secure transactions, EarnIn provides a convenient way to manage your finances without resorting to traditional loans or cash advances.

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App stats

By: Activehours Inc.

Downloads: 9,616,288

17.37K

Rating: 4.73

(260,078)

447 new ratings

Version: 15.59 (Last updated: 2025-03-17)

Version code: 31404

Creation date: 2014-01-21

Permissions:

android.permission.ACCESS_BACKGROUND_LOCATION
android.permission.ACCESS_COARSE_LOCATION
android.permission.ACCESS_FINE_LOCATION
android.permission.ACCESS_NETWORK_STATE
android.permission.ACCESS_WIFI_STATE
android.permission.CAMERA
android.permission.FOREGROUND_SERVICE
android.permission.INTERNET
android.permission.POST_NOTIFICATIONS
android.permission.READ_CALENDAR

Size: 94.92M

Email: su*****@earnin.com

URLs: Website ,Privacy policy

Full description: See detailed description

Source: Google Play Store

Ranking

# 12,499 ▼ 7

Other rankings

#54 in Finance (Free) ▲ 5 #2 in earn keyword 22 #9 in money keyword 10 ▼ 1 #24 in interest keyword 2 ▲ #26 in wait keyword 12 ▲

User reviews

These summaries are automatically generated weekly using AI based on recent user reviews. Google Play Store does not verify user reviews, so some user reviews may be inaccurate, spammy, or outdated.

Pros

Easy to use and navigate
Flexible borrowing options with the ability to borrow small amounts as needed
Lower fees compared to other similar apps
Transparent fee structure with optional tipping system
Prompts for customer support and timely issue resolution

Cons

Issues with customer support and trouble getting assistance
Change in borrowing limits without clear explanation
Inconsistent transaction processing leading to negative balances
Difficulty connecting various bank accounts or direct deposits
High instant transfer fees compared to free options

Most mentioned

Issues with borrowing limits and algorithmic changes
Customer service difficulties
Payment timing confusion leading to negative balances
The app's functionality for cash advances and immediate needs
Inconsistent experiences between users

User reviews

Love this app. I've been using it every 2 weeks without any problems. It's easy to navigate through and simple pay back plans. I'm starting to see the min commercials for it now in my other apps. Heck I'll do a short commercials for it. Thanks Earnin. 😊 😀 Updated review.... if I do a tick tok or fb review on u guys and how easy it is to use would ya sponsor it 🤔

Tim Givens, 2025-01-28

I only use this for emergency use only but it's a lifesaver and I very much appreciate being able to draw money in advance, the only drawback is when you're struggling financially you sometimes get stuck in a cycle of drawing in advance until the situation gets better or you have to force yourself not to draw just to restabilize. Only complaint I have is they raised they're fee from 3.99 to 6.99 to draw instantly but there's a free draw but you have to wait a couple days to get your money.